A Broker Opinion of Value in minutes.
Upload the seller's financials, and MergerAI writes the BOV for you: a valuation range, the methodology behind it, and a full SBA lender review. Built for business brokers.
- SOC 2 compliant
- Your data never trains AI models
- Your data stays confidential
From financials to finished BOV in three steps.
- STEP 1
Upload the seller's files.
P&Ls, tax returns, owner add-backs and other financials.
- STEP 2
MergerAI does the analysis.
AI reads the numbers and values the business across the market, income and asset approaches.
- STEP 3
Download your BOV.
Review it, refine it, and download a polished PDF ready for your seller.
Everything your seller and their lender will ask about.
- Valuation summary. An indicated fair market value range, with the result from each approach shown side by side.
- Historical financial performance. Trailing twelve-month revenue, adjusted EBITDA and the applied multiple.
- SBA lender review. Estimated debt service coverage at close, how it compares with lender thresholds at different buyer equity injections, and the main approval risks.
- Sources. Every BOV lists the files it was built from, so you can check the numbers.
Broker Opinion of Value
Prepared for the seller · Draft
Valuation Summary
Across the market, income, and asset approaches, the indicated fair market value is $3.4M – $4.1M. [Illustrative]
| Market approach | $3.6M – $4.1M |
| Income approach | $3.4M – $3.9M |
| Asset approach | $2.9M – $3.2M |
Historical Financial Performance
| Revenue (TTM) | $6.2M |
| Adjusted EBITDA | $912K |
| Applied multiple | 3.8x – 4.5x |
SBA Lender Analysis
Estimated DSCR at close is 1.42x, clearing the 1.15x threshold at a 10–15% buyer equity injection. Owner involvement in daily operations is the primary approval risk.
Run your whole practice on MergerAI.
The Business Brokers platform includes the AI BOV, plus CIMs drafted much faster, plain-English questions across all your client files, a secure data room, uploads from your desktop or imports from services such as Dropbox, Box, Google Drive or SharePoint, and one curated data room for all your buyers.
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MergerAI is independently audited to SOC 2 standards, so sensitive deal data is protected and confidential information stays private. Your data is never used to train AI models.
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